What are the methods of earning coins?

1. Swipe & earn. 

        Users earn 10% coins only on domestic merchant transactions (POS & ECOM only) greater  than INR 200/-

2. Niyo pay.

        Users earn up to 500 coins on eligible purchases through NIYO UPI for merchant transactions in India on a minimum transaction of INR 100/-. 

3. Refer & earn

       Users can earn 2500 coins worth INR 250/- when referring a friend.

4. Visa bookings 

       Users get a flat 25% Niyo coins on successful visa booking —current offer as of 20-Nov 24

5. Flight bookings 

        Currently, no coins are provided for flight bookings. (I will keep you posted once there is an update)