Niyo Coins validity depends on the offer or benefit you earned them from:
International ATM Withdrawal (DCB DC) → 1 year
Referral – Refer & Earn → 1 year
Bill Payments → 1 year
DCB Annual Card Fee Reversal → 3 months
Niyo Premium Welcome Coins → 1 year
Forex Cash Delivery Fee Reversal → 2 months
SBM SCC transaction rewards coins → 1 year
International ATM Withdrawal (DCB DC) → 1 year
Referral – Refer & Earn → 1 year
Bill Payments → 1 year
DCB Annual Card Fee Reversal → 3 months
Niyo Premium Welcome Coins → 1 year
Forex Cash Delivery Fee Reversal → 2 months
SBM SCC transaction rewards coins → 1 year
Please Note: Niyo coins can be redeemded only for FLIGHTS and HOTEL bookings on Niyo App
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