SBM SCC has been upgraded. Users can now earn up to 3% valueback and up to 500,000 Niyo Coins per year on credit card expenditures.
The updated earning structure for online card transactions is as follows:
- 30% Coins on Niyo Travel bookings
- 20% Coins on domestic e-commerce
- 10% Coins on international e-commerce
SBM SCC Reward Campaign Structure
1. Campaign Name: SBM SCC International Ecom (Online) Transaction Reward Campaign
- Reward: Users will earn 10% Niyo Coins (1% value back).- Eligibility: International e-commerce transactions of ₹100 or more (excluding specific categories).- Coin Validity: 1 year.
2. Campaign Name: SBM SCC Domestic Ecom (Online) Transaction Reward Campaign
- Reward: Users will earn 20% Niyo Coins (2% value back).- Eligibility: Domestic e-commerce transactions of ₹100 or more (excluding specific categories).- Coin Validity: 1 year.
3. Campaign Name: SBM SCC Travel VAS from Niyo App Reward Campaign
- Reward: Users will earn 30% Niyo Coins (3% value back).- Eligibility: Spends on Travel VAS products made through the Niyo app for transactions of ₹100 or more.- Coin Validity: 1 year.
Annual Limit: A user can earn a maximum of 500,000 Niyo Coins (5 lakh coins) per calendar year from the combined total of all three campaigns listed above.
