Ineligible MCC Codes for Earning Niyo Coins

Created by Ivan Kiran Kiran W, Modified on Thu, 5 Jun at 12:32 PM by Ivan Kiran Kiran W

Kindly note as per the new rules, users will not receive Niyo coins if the MCC code is any of the following:

'5541', '5542', '9311', '9399', '6513', '8211', '8220', '8299', '6051', '6211', '5968', '6540', '6012', '8999', '7399', '7338', '7995', '7800', '8651', '9211', '6381'

Category	MCC Code
Fuel	5541, 5542
Government transactions, including NPS	9311, 9399
Rent payment	6513
Education and school fees	8211, 8220, 8299
Crypto transactions	6051, 6211
Gift cards	5968
Loading e-wallets	6540, 6012
Credit card bill payments	6012
Business transactions	8999, 7399
Property management services (No broker, Packers and movers, and likes)	6513, 7338
Balance transfers	6012
Investments - Mutual funds, Stocks, Digital gold, Pension plans, etc.	6211
Credit repayment	6051, 6012
Gaming	7995
Gambling	7995, 7800
Payments to financial institutions including banks, stocks, and securities brokers	6012, 6211
Political parties	8651
Court costs	9211
Rent payment, Self payments	6513
Crypto merchants	6051
insurance premiums.	6381

Please verify the MCC code in the Workbench under:

FD-Backed Credit Card → Credit Card Customer → Transactions section.

Once verified, kindly convey this information to the customer accordingly.

This condition is also specified in the Terms and Conditions section. in Mobile App (Loyalty & Rewards section) and web